Job Description

Role Description

The Loan Officer is responsible for continually identifying, developing, and maintaining customer financing objectives, advising customers of product/pricing policies and guidelines while gathering any additional required information. The Loan Officer ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements. This is a remote position and can sit in any of these states: CA, CO, ID, AZ, NV, UT. Bilingual Spanish is required.

• Collect and analyze each customer's financial information to assess qualification for specific loan products.
• Advise potential borrowers regarding the risks and benefits of loan alternatives, including options and variables involved.
• Discuss available loan products to best meet individual needs.
• Ascertain all pertinent documentation to ensure loan approval.
• Communicate effectively with all parties including customers, sales associates, processing, underwriting, closing, title companies, and builders.
• Lock the rate.
• Manage personal production and ensure timely closings.
• Meet and/or exceed company standards.
• Demonstrate the highest level of professionalism and customer service.
• Perform other duties as needed or assigned.

Qualifications

• Thorough knowledge of all loan types including Conventional, FHA, and VA.
• First-time home-buyer experience, a plus.
• Proficient with loan origination systems, Encompass a plus.
• Proficient with AUS (LP, DU).
• Proven track record of building and maintaining strong, professional business relationships.
• Ability to handle a heavy workload with minimal supervision.
• Must be available to travel (inter-state) when needed.
• Independent, reliable, detailed, focused, and organized.
• Exceptional customer service skills.

Requirements

• A Bachelor's degree is preferred, or an equivalent combination of education and experience is required.
• 3+ years of experience originating loans, builder preferred.
• Must be NMLS licensed in the State of residence.

Benefits

• Resources, opportunities, and benefits needed to build successful, rewarding careers.

Company Description

As an affiliate of Century Communities, we strive to make homeownership a reality. We’re proud to be part of the company’s mission to create thriving, enduring neighborhoods with lasting livability, focusing on building sustainable, affordably priced homes for our customers while reducing our carbon footprint.

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